With a Free Checking Account, you have everything you need in a checking account without all the costs. An initial deposit of $50.00 is required to open this account so that checks and a debit card can be ordered for this non-interest earning account. There is no minimum balance requirement once the account is established, and no service charge exists on the account. The only charge you would incur is an overdraft fee if you should overdraw your account. There is also no per check fees or transaction fees. It has overdraft protection from your regular share (savings) account. So, start checking the many affordable ways to enjoy all the features of a Free Checking Account!

All checking accounts are ATM accessible, and you can balance your account on our Internet Teller from your home computer or UTFCU Mobile app.