Loan Rates

Rates Effective January 1, 2015 Rates Subject To Change Without Notice.

CREDIT CARDS
VISA
No Annual Fee, No Balance Transfer Fee, 25 Day Grace Period.
PLATINUM
AS LOW AS 7.90% APR*
*APR = Annual Percentage Rate.

Lawn & Garden
New and Used Farm and Lawn Equipment Loan
Rates are based on individual credit worthiness and term.
As Low As
4.50% APR*
*APR = Annual Percentage Rate.

HOME EQUITY LOANS
Home Equity Line of Credit
$10,000 Minimum $50,000 Maximum
Up to 80% of appraisal value less mortgage & other liens
Variable Rate
Call For Details
(304) 485-1421
*APR = Annual Percentage Rate.

MOBILE HOME LOANS (Single & Doublewide)
New and Used Mobile Home
New to 120 months, Used to 96 Months
New - 80% of sticker price, Used - NADA book value
15.00% APR*
*APR = Annual Percentage Rate.

RECREATIONAL VEHICLE LOANS
New and Used Boats, Campers, RVs & Motor Homes
Rates are based on individual credit worthiness and term.
As Low As
3.75% APR*
*APR = Annual Percentage Rate.

SHARE SECURED LOANS
Share Loan
180 Months
2% over Share account interest rate paid, minimum of 3%
As Low As
4.00% APR*
*APR = Annual Percentage Rate.

MISCELLANEOUS EQUIPMENT - New and Used
Rates are based on individual credit worthiness.
As Low As
5.50% APR*
*APR = Annual Percentage Rate.

UNSECURED LOANS (Signature)
Personal Loan
Rates are based on individual credit worthiness.
As Low As
9.25% APR*
*APR = Annual Percentage Rate.

VEHICLE LOANS
New Automobiles
Rates are based on individual credit worthiness.
As Low As
2.25% APR*
Used Automobiles
Rates are based on individual credit worthiness.
As Low As
2.50% APR*
*APR = Annual Percentage Rate.

MOTORCYCLES LOANS
New & Used Motorcycles
Rates are based on individual credit worthiness.
As Low As
3.25% APR*
*APR = Annual Percentage Rate.

SPORT VEHICLE LOANS
New and Used Personal Watercraft & ATVs.
Rates are based on individual credit worthiness.
As Low As
3.75% APR*
*APR = Annual Percentage Rate.
     
 
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